DeFi Lending Liquidation Risk & Health Factor Radar

[LIQUIDATION SENTRY v2] DEFI LENDING SOLVENCY & RISK DOSSIER

Protocol: Aave v3 (Ethereum Mainnet) | Primary Vault: 0x38B1...904E | Current HF: 1.28 (ELEVATED RISK)

1. Vault Collateral & Debt Breakdown

• Supplied Collateral:
  • 45.00 WETH ($2,650.00 / ETH) $\to$

$119,250.00 USD ($LT = 82.5% \implies \text{Collateral Power}: $98,381.25$)

• 15,000.00 USDC ($1.00 / USDC) $\to$

$15,000.00 USD ($LT = 85.0% \implies \text{Collateral Power}: $12,750.00$)

• Total Collateral Power: $111,131.25 USD
• Borrowed Debt:
  • 86,500.00 USDT ($1.00 / USDT) $\to$ $86,500.00 USD
• Current Health Factor ($H_F$): 1.2847
• Effective Leverage: 1.73x

2. Liquidation Boundaries & Distance

• ETH Liquidation Price ($P_{\text{liq}}$): $1,986.53 USD
• Current ETH Spot Price: $2,650.00 USD
• Drawdown Buffer to Liquidation: -25.04% (A drop of $663.47 in ETH triggers liquidation)
• Estimated Liquidation Penalty (MEV Bonus): 5.0% ($4,325.00 immediate fee loss)

3. Stress Test Shock Simulation

4. Utilization Kink Alert & Defensive Directives

USDT Pool Utilization: 88.4% (Approaching 90.0% Kink; Borrow APR projected to rise from 6.8% to 42.5% if crossed).

• Target Safe HF: $\ge 1.80$
• Recommended Action Plan:
  1. Option A (Collateral Injection): Supply 17.80 WETH ($47,170 USD) to restore $H_F$ to 1.80.

Option B (Debt Repayment): Repay

$24,750 USDT of principal to achieve $H_F = 1.80$ without adding capital exposure.